Please refer to the multiple other postings on this blog about the Caja Madrid loan program as well, but here are some basic pointers about the Caja Madrid loan program that are key to keep in mind:

  1. Under no circumstances is the Caja Madrid option guaranteed, as such we recommend students see it as a plan B to another primary option.  This is especially true for international students who do not yet have a NIE number (see: Caja Madrid and Residency (NIE) Requirements for more information on NIE numbers).
  2. While not necessary, having a local cosigner who is a Spanish fiscal resident (living and working in Spain) helps with regards to the credit evaluation process.  Credit markets, globally, are complicated at the moment, and the more you can reduce the risk for lending institutions, the better your chances of getting a loan from them.
  3. Spanish law requires that if you are married and are living with your spouse under a shared-asset regime, then both you and your spouse must present your documentation individually, and both must physically be in Madrid to sign the loan contract, if awarded a loan from Caja Madrid.
  4. Cosigners must always be Spanish fiscal residents.
  5. Please pay extra attention to the email correspondences sent by the Financial Aid Assistants regarding your pending loan application.  Failure to do so, and act on the requests they send, is a primary reason for much longer than expected waiting times for loan decisions from Caja Madrid.


Cesar Morales Guerra November 13, 2009 - 4:08 am

Hola, quisiera saber más datos sobre el préstamo estudiantil de la Caja Madrid.

Estoy en proceso de selección para el International MBA.

Quisiera saber tasas de interes y periodos de repago de deuda máximo con lo que trabajan.

Muchas gracias,
César Morales

Sha Dibble February 8, 2016 - 6:46 pm

Thoughtful blog post . Incidentally , if you is searching for a service to merge PDF files , my colleagues used a service here altomerge.com.

arnold July 10, 2017 - 12:33 pm

I truly adored perusing your website. It was extremely all around composed and straightforward. Not at all like different online journals I have perused which are truly not that good.Thanks alot! what is Lucktastic

rahu August 21, 2017 - 10:58 pm

Simply click the free 100% Free Euchre Card Game download and install button on top left of the page. https://myeuchre.com

Leave a Comment


We use both our own and third-party cookies to enhance our services and to offer you the content that most suits your preferences by analysing your browsing habits. Your continued use of the site means that you accept these cookies. You may change your settings and obtain more information here. Accept