Just to clarify: cosigners on bank accounts and/or loans can only be Spanish fiscal residents. That is to say: people who are registered with the Spanish tax authorities, and who are working and living in Spain full-time.  This is a legal requirement, and is non-negotiable.


Ritesh Raj October 4, 2009 - 8:37 am


While I await a decision on my CM loan application for the IMBA course starting in Nov, how does this legal requirement affect my availing of the loan. I am an Indian national and do not have any fiscal resident of Spain who can become my co-applicant. Please advise.


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