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f you didn’t catch the recent article from the New York Times/International Herald Tribune titled “A Patchwork of Financing Complicates Foreign Study” then it’s worth having a read (see here) as the article not only talks about the challenges of getting a loan for study abroad, it also talks about a proposal that has been tables in Brussels whereby the European Union would have a EU-wide student loan program that would allow for portable student loans.

IE Business School does offer loans to international students, in amounts of up to 30.000€ towards master degrees.  Rates are in the neighbourhood of 4% and repayment periods of up to 10 years.  Students have up to 24 months of grace period, and some IE’s loan partners charge no penalty for early repayment.  The big plus with IE’s loan programs however are that students only have to deal with the Financial Aid Department, and the Financial Aid Department works with the banks to process the loans.  While students do have to have a good credit history and strong future earnings potential, the banks that IE works with provide loans to Spanish and international students alike.  For more information on IE’s loan programs, see here.

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