If you are coming to Madrid and want to bring funds with you, keep this in mind:

Bringing funds via Travellers Cheques is expensive (3€ for every cheque you deposit), and monies deposited into a bank account via Travellers Cheques are helled for 20 business days.


Student arrives to Madrid and brings US$5,000 in funds via travellers cheques which have an individual denomination of US$100.  In addition to having the funds held for 4 weeks (20 business days), this student would need to pay 3€ x 50 cheques = 150€ (or about US$215) in fees.  Not ideal.

Travellers cheques and cheques in general are not the norm in Spain, so you are encouraged to send money to an account that Financial Aid can open for you ahead of your arrival (see: opening an account), or to simply use your home banking institution’s debit card to withdraw funds from your account upon arrival.  Please keep in mind that ATM fees do apply, both here in Spain, and from your local bank.

What Do I Do If I Already Bought Travellers Cheques?

The fastest way to cash Travellers Cheques is to do so at Barajas International Airport upon arrival.  Please keep in mind that fees will apply, and are set by local AMEX Office.


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